Module 3 · Financial Readiness & Career Stability
Worksheet 3.3 — Debt & Credit Action Plan
Complete your own snapshot — this stays private unless you choose to share.
Name: ______________________________
Date: ______________________
Snapshot, Strategy, First Action
- Snapshot — Balance, payment, due date, interest for each debt.
- Strategy — Choose a payoff strategy and explain why.
- First Action — One credit action, one habit, one scam warning.
Sample: Two Small Debts
- Debt 1: $400 credit card, $25/month minimum
- Debt 2: $150 phone bill, past due
- First action: Call provider to set a payment date