Module 3 · Financial Readiness & Career Stability
Worksheet 3.4 — First 90 Days Financial Stability Plan
Draft your own First 90 Days plan for a real or upcoming job.
Name: ______________________________
Date: ______________________
Six Elements of a 90-Day Plan
- Income & Costs — Take-home income, commute cost, startup costs.
- Risk — Likely disruption and buffer target.
- Goal — A career-related financial goal.
Case Study: Starting an Apprenticeship
- Startup costs: $300 for tools and boots
- Disruption: First paycheck delayed three weeks
- Buffer target: $200 saved before day one